Order Online | Home Delivery & Australia Post Collection
Delivery Method
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Parcel Point Pick Up
$15
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Delivery Date
Expected by
Total
AUD
Currency Exchange Sydney
Best Rates for Currency Exchange in Sydney CBD
Looking for the best currency exchange Sydney has to offer? Whether you’re buying Euros, USD, or selling leftover Yen, Foreign Xchange makes currency exchange in Sydney smooth and stress-free. Our rates at Foreign Xchange beat the big banks, airport counters, and most competitors like Crown Currency and Travel Money Oz. Unlike traditional foreign exchange services, we don’t bury you in fees or offer unclear margins.
Check live currency exchange rates in Sydney on our website before you purchase. Whether you’re travelling to Bali, London, or New York, we keep things transparent. A locked-in rate means no surprises; what you see is what you pay.
Foreign Xchange is ideal for business trips, family holidays, or selling leftover currency after you return. Every dollar counts, and we help yours go further.
Our Affiliates
1. About Foreign Xchange Pty Ltd
This website, www.foreignxchange.com.au (“Site”) is owned and operated by ForeignXchange Pty Ltd (ABN 19 168 102 332), trading as Foreign Xchange (“Foreign Xchange”, “we”, “our”, or “us”).
The Site is provided for residents of Australia only and facilitates the online purchase and delivery of foreign currency banknotes and related services.
By accessing or using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, you must immediately cease using the Site.
Foreign Xchange reserves the right to amend, modify, or update these Terms at any time without prior notice. Any changes become effective immediately upon publication on this Site.
2. Eligibility and Acceptable Use
By using this Site, you agree that:
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You are at least 18 years of age and have the legal capacity to enter into binding agreements;
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You will use this Site only for lawful purposes and in accordance with these Terms;
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You will not use this Site for speculative, false, misleading, fraudulent, or unlawful transactions or enquiries;
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You will not impersonate another person or use another person’s identity, f information, or login credentials without proper authority;
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All information you provide is accurate, current, complete, and not misleading;
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You will not knowingly introduce viruses, malware, trojans, worms, or other malicious code into this Site;
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You will not interfere with, damage, disrupt, or compromise the security or operation of this Site;
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You will not use automated tools including robots, spiders, scrapers, data mining tools, or similar technology without our prior written consent;
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You will not reproduce, copy, frame, mirror, or commercially exploit any part of this Site without written permission from Foreign Xchange;
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You will not upload, transmit, or distribute unlawful, defamatory, threatening, obscene, abusive, or harmful material through this Site; and
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If you have a login account, you are responsible for maintaining the confidentiality and security of your account credentials and all activities conducted under your account.
Foreign Xchange reserves the right to suspend or terminate access to the Site where misuse, unlawful activity, or breach of these Terms is suspected.
3. Transaction Limits
Foreign Xchange may impose minimum and maximum transaction limits at its discretion.
At the time of publication, orders below AUD $500 or above AUD $5,000 may not be automatically accepted through the Site and may require additional review or approval.
These limits are implemented for operational, security, regulatory, and currency availability purposes.
Foreign Xchange reserves the right to:
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Decline or cancel transactions;
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Request additional identity or verification documents;
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Request proof of source of funds or bank account ownership; or
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Require transactions exceeding certain thresholds to be completed in separate orders,
in accordance with Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) obligations and internal risk management procedures.
4. Payment Terms
Foreign Xchange currently accepts bank transfer as the primary payment method for online orders unless otherwise stated on the Site.
All payments must originate from an Australian bank account held in the same name as the customer placing the order. Joint accounts are permitted where the customer is listed as one of the account holders.
Foreign Xchange does not accept payments:
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Made by unrelated third parties;
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From anonymous payment services;
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From accounts suspected of fraudulent or unlawful activity; or
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Which are inconsistent with the customer information supplied during the order process.
Foreign Xchange is not able to independently verify beneficial ownership of all bank accounts used for payment. Customers are solely responsible for ensuring that payments originate from accounts they are authorised to use.
Foreign Xchange reserves the right to delay, suspend, reject, or cancel any order where payment irregularities, compliance concerns, fraud indicators, or verification issues arise.
Where payments are refunded, refunds will generally only be made back to the original payment source in accordance with applicable laws and regulatory obligations.
Foreign Xchange will not be responsible for losses arising from payments made contrary to these requirements, except where liability cannot legally be excluded.
5. Pricing, Exchange Rates & Currency Denominations
Exchange rates displayed on the Site are indicative only and subject to market fluctuation until the order has been processed and confirmed by Foreign Xchange.
The final exchange rate applied may differ from any previously displayed or quoted rate.
Foreign Xchange reserves the right to correct pricing errors, cancel transactions affected by technical or pricing issues, or refuse transactions impacted by abnormal market movements or compliance concerns.
Service fees, delivery fees, and other applicable charges are displayed during checkout and incorporated into the final order amount.
Foreign Xchange will make reasonable efforts to fulfil requests for specific currency denominations. However, denominations are subject to stock availability and operational limitations at the time of processing.
Where requested denominations are unavailable, Foreign Xchange reserves the right to provide equivalent value in alternative denominations. The total foreign currency value supplied will equal the confirmed order amount.
6. AML/CTF Compliance & Identity Verification
Foreign Xchange is subject to the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) and related regulatory obligations.
All customers must complete identity verification before an order can be approved or processed.
Foreign Xchange may use electronic verification systems including GreenID and the Australian Government Document Verification Service (DVS) to verify customer identity.
Customers may be required to provide:
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Australian driver licence;
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Australian or foreign passport;
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Proof of address;
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Medicare card; or
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Other government-issued identification documents.
Where electronic verification is unsuccessful, Foreign Xchange may request additional documentation, certified identification copies, or manual verification procedures.
Orders will not proceed until verification requirements are successfully completed.
By placing an order, you agree that:
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The information and documents you provide are accurate and belong to you;
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You will promptly provide any additional information reasonably requested;
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Foreign Xchange may retain records as required by law; and
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Transactions may be delayed, declined, suspended, cancelled, or reported where required for compliance, fraud prevention, sanctions screening, or regulatory obligations.
These compliance procedures are mandatory and cannot be waived.
7. Fraud Prevention & Suspicious Activity
Foreign Xchange reserves the right to delay, suspend, reject, cancel, or report any order or transaction considered suspicious, potentially fraudulent, unlawful, or inconsistent with our compliance obligations.
Foreign Xchange may request additional information including:
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Proof of funds;
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Proof of bank account ownership;
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Additional identification documents;
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Transaction purpose information; or
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Any other supporting documentation reasonably required.
Where required by law, Foreign Xchange may disclose information relating to customers or transactions to regulators, law enforcement agencies, government bodies, financial institutions, insurers, or other authorised entities without notice to the customer.
8. Delivery, Transit Risk, Refunds & Dispute Resolution
Secure Dispatch & Delivery
All orders are securely counted, packaged, sealed, and dispatched using reputable third-party delivery providers.
Delivery may be made to:
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The nominated residential delivery address; or
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An authorised collection location selected during checkout.
Customers are responsible for ensuring all delivery and contact information provided is accurate and complete.
Foreign Xchange is not liable for delays, failed deliveries, or losses resulting from inaccurate customer information or circumstances outside our reasonable control.
Delivery Timeframes & Courier Delays
Foreign Xchange aims to dispatch approved orders within the estimated processing and delivery timeframes displayed on the Site. Any stated delivery or processing timeframe is an estimate only and is not guaranteed.
Delivery services are performed by independent third-party courier providers, including but not limited to StarTrack and Australia Post.
Foreign Xchange is not responsible for delays, disruptions, or failed deliveries caused by:
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Courier or postal network disruptions;
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Weather events or natural disasters;
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Public holidays or peak seasonal demand;
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Customs, aviation, or transport disruptions;
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Remote or regional servicing limitations;
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Industrial action or labour shortages;
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Security or regulatory screening requirements;
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Incorrect customer information; or
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Events outside our reasonable control, including force majeure events.
Customers should not rely on estimated delivery dates for urgent travel or time-sensitive commitments.
Foreign Xchange will not be liable for indirect, consequential, travel-related, accommodation, exchange rate, business, or opportunity losses arising from delayed deliveries.
Completion of Delivery & Transfer of Transit Risk
An order will be deemed delivered once the delivery provider confirms successful delivery to:
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The nominated delivery address;
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The authorised recipient;
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The nominated collection point; or
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Any location authorised by the customer.
Once delivery has been confirmed by the delivery provider, Foreign Xchange’s transit responsibility ends and all risk of loss, theft, tampering, damage, or misplacement passes to the customer.
Disputes Regarding Parcel Contents
If you believe your parcel contains missing, incorrect, or damaged currency, you must:
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Notify Foreign Xchange within 24 hours of the recorded delivery or collection time; and
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Provide clear and continuous video evidence showing:
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The unopened parcel with labels and seals intact;
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The complete opening process in a single uninterrupted recording; and
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All currency and denominations contained inside.
Foreign Xchange reserves the right to request additional evidence or supporting information to investigate any claim.
Claims submitted outside the required timeframe or without adequate supporting evidence may not be accepted or investigated.
Lost in Transit Parcels
While extremely rare, parcels may occasionally be delayed or lost while in transit with third-party delivery providers.
Where a parcel is confirmed as lost in transit before successful delivery confirmation, Foreign Xchange may assist the customer by initiating investigations with the relevant courier provider and, where applicable, lodging insurance claims.
Any reimbursement, replacement, refund, or remedy offered by Foreign Xchange will be assessed having regard to:
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Courier investigation outcomes;
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Proof of dispatch and delivery records;
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Insurance assessments;
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Tracking and GPS data; and
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Applicable law.
To the maximum extent permitted by law, Foreign Xchange’s liability for parcels confirmed as lost in transit is limited to the original purchase amount paid for the affected order.
Foreign Xchange is not responsible for losses occurring after delivery confirmation has been recorded by the courier provider.
Order Cancellations
Orders may only be cancelled before dispatch confirmation.
Once an order has been dispatched, it cannot be cancelled, amended, or withdrawn.
Cancellation requests must be submitted in writing.
Once an order has been dispatched, any cancellation request will be treated as a returned order and assessed in accordance with the Returned Orders & Refused Deliveries section of these Terms.
Returned Orders & Refused Deliveries
Foreign currency is purchased, sourced, allocated, and/or reserved specifically to fulfil a customer’s order and is subject to exchange-rate fluctuations and wholesale-market pricing.
Where a customer:
* refuses delivery;
* fails to collect an order from an authorised collection location;
* requests a return after dispatch; or
* otherwise causes an order to be returned in any circumstances to Foreign Xchange,
Any refund will only be assessed after the returned currency has been received, verified, and reconciled by Foreign Xchange.
Foreign Xchange reserves the right to deduct from any refund:
* outbound delivery and handling costs;
* return delivery costs;
* bank charges and transaction fees;
* administrative and reconciliation costs;
* currency conversion losses;
* losses arising from wholesale repurchase rates;
* exchange rate movements occurring after the original order was placed; and
* any other reasonable costs incurred as a direct result of the return.
Any applicable deductions will be calculated at the time the returned currency is received and reconciled.
Customers acknowledge that foreign currency is not a standard retail product and that the value of foreign currency may fluctuate between the original order date and the date of return.
Refunds
Approved refunds will generally be processed back to the original payment source used for the transaction.
Refund processing times are subject to banking system processing and financial institution timeframes outside Foreign Xchange’s control.
Foreign Xchange may deduct applicable delivery, administrative, banking, or processing costs from refund amounts where permitted by law.
Maximum Liability
To the maximum extent permitted by law, Foreign Xchange’s maximum liability in connection with any order or transaction is limited to the original purchase amount paid by the customer for that order.
Foreign Xchange will not be liable for indirect, consequential, incidental, punitive, business, travel, accommodation, exchange rate, opportunity, or economic losses.
Nothing in these Terms excludes, restricts, or modifies any rights or remedies available under the Australian Consumer Law or any other law that cannot legally be excluded.
9. Electronic Communications
By using the Site or placing an order, you consent to receiving communications electronically, including by email, SMS, telephone, or other electronic means.
These communications may include:
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Order confirmations;
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Verification requests;
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Compliance notices;
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Delivery updates;
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Service announcements; and
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Marketing communications where permitted by law.
Electronic communications satisfy any legal requirement that communications be in writing.
10. Intellectual Property, Trademarks & Third-Party Links
All content on this Site, including logos, branding, text, graphics, images, software, and design elements, is owned by or licensed to Foreign Xchange unless otherwise stated.
You must not reproduce, distribute, modify, publish, or commercially exploit any content without prior written consent.
Third-party trademarks appearing on the Site remain the property of their respective owners.
The Site may contain links to external websites for convenience only. Foreign Xchange does not control and is not responsible for the content, security, accuracy, or availability of third-party websites. Accessing external websites is entirely at your own risk.
11. Privacy
Foreign Xchange handles personal information in accordance with its Privacy Policy available on this Site.
By using the Site or placing an order, you consent to the collection, use, storage, disclosure, and handling of your personal information in accordance with the Privacy Policy and applicable Australian privacy laws.
12. Website Availability & Security
Foreign Xchange does not guarantee that the Site will always be available, uninterrupted, secure, or free from defects, viruses, malware, or other harmful components.
You acknowledge that internet-based services involve inherent risks and that Foreign Xchange is not responsible for disruptions, outages, unauthorised access, or technical failures beyond its reasonable control.
13. Governing Law
These Terms are governed by the laws of South Australia, Australia.
Any disputes arising in connection with these Terms or use of the Site shall be subject to the exclusive jurisdiction of the courts of South Australia.
14. Contact Us
If you have any questions regarding these Terms or your transactions, please contact:
Foreign Xchange
Email: [email protected]
Terms and Conditions
Order Foreign Currency & Payment Services from Money Changer Sydney
Browse our foreign exchange rates, currencies and options. Money transfer services are also available for sending international money transfers. We offer competitive rates for all major global currencies, and the amount of each currency you need is up to you. Our site features an invaluable tool for calculating live currency exchange rates. You can check our online exchange rate for the currency you need beforehand and ensure you’re getting the best deal on foreign cash.
Finding a money changer at the right time is a simple prospect as long as you decide on which nation’s currency you need, and the best rates will appear. Once you’re ready to buy currency from a money changer or outlet, complete your order online and pay via BPay or Account transfer.
Up to Three Days Delivery
We ship your online orders within three days, and you’ll be able to use your preferred currency once they arrive. Our convenient locations in the CBD and other strategic areas around the city make it easy for you to find a nearby store for your currency needs. Our agency works through a mail order process because it allows us to offer the lowest fees with reliable, safe delivery, direct in NSW and around and near Sydney. The passion we have for doing this stems from our experience with the hassle of waiting in lines. Having to look for foreign currencies at the moment you need them is likely to increase costs across the board and doesn’t allow you to find the best exchange rate in Sydney.
A Look At How Simple This Is
We’re not rocket scientists, and we know that all people want is a simple process, great currency exchange services and the very best rates and fees even compared to post, bank, or other currency exchange stores, and that’s exactly what banks offer and what we deliver. Our platform makes it easy to transfer money overseas with a user-friendly digital process. No matter whether you want to send money overseas in major currencies or less common ones, with our secure delivery, this excellent service is now available to our NSW customers.
More about how Foreign Xchange works
Foreign Xchange employs the latest technological and operational standards to give exceptional customer service and ensure your privacy and payment details are in safe hands. We only work with premium couriers companies and our deliveries are fully insured for your peace of mind.
How To Exchange Currency in Sydney?
We also offer international money transfer services, making it easy to send money across borders. With our secure delivery, you can exchange currency from your laptop, tablet or smartphone. All at the touch of a few buttons, exchanging currency, absolutely anywhere in Sydney, Central Coast or New South Wales is easy to come by. Here at Foreign Xchange, we make your life easier. We make foreign currency more accessible to all of our existing and new customers right across Australia, including currency exchange in Wollongong and the wider NSW region.
Order Your Foreign Currency Online
Browse our money exchange rates, currencies and options. We have all the major international currencies, but the amount you need is up to you. Our site hosts an incredible tool for calculating live foreign exchange rates. Exchanging money between different providers at bank beating exchange rates at the right time is a simple prospect as long as you decide on which nation’s money you need, the best exchange rate in Sydney will appear. Once you’re ready to buy, complete your order online and pay via BPay, Account or money transfer.
Foreign exchange prices at currency exchange stores
We always recommend buying currency online, as online services usually have higher fees but offer a better deal. However, if you do need to buy cash in-store, you could also consider specialist money exchange stores. United Currency Exchange in Sydney is a reputable option, known for its competitive rates and the convenience of online pre-ordering and in-store pickup. These stores can be good options as they carry large numbers of popular currencies on hand. However, this isn’t the case for unpopular currencies.
What Are The Fees For Ordering International Currency?
We take no more than five days to ship out your currency, and you’ll be able to use it once it arrives. Our agency works through a mail-order process because it allows us to offer the lowest currency exchange fees with reliable, safe delivery, direct to your home address. The passion we have in doing this service comes from knowing the hassle of waiting in lines. Having to look for foreign exchange money between currencies, at the moment you need it, is sure to increase costs across the spectrum.
Safe, Easy and Secure at Every Step
Our process is secure at every step and fully insured, providing you with peace of mind. We utilize the latest security technologies to ensure your details, bank account, and transactions are secure on our website. Additionally, we employ premium couriers to deliver your order directly to your home address in NSW.
To ensure that we know that it is you who gets your delivery on time. From the moment you sign for your package, we are notified by our premium courier that it is you who has signed for it. This safeguard enables us to mark your order as complete, reducing the risk of misdelivery or lost parcel.
Why Exchange Australian Dollar in Sydney?
The CBD can be busy at the best of times. Tracking down the best place to get your currency exchanged can also be a headache in itself. Here at Foreign Xchange, we make getting your travel money transfer simple, safe and secure. Whether Pitt Street, Manly or your local Westfield Shopping Centre is your go-to place for retail. We can assure you our foreign currency exchange rates are some of the best on the market.
Sydney is noted to have some of the best places with the worst currency exchange rates in the country. A high majority of big banks of operatives within Sydney Airport also have some of Australia’s highest commission fees for exchanging currency. This is why we recommend that you avoid exchanging currency at Sydney Airport where you can.
Get The Best Currency Rates In Sydney CBD
Foreign Xchange can deliver your travel money directly to your door across all of New South Wales. Hassle-free, secure and Australia’s lowest commission fees for currency exchange. We have been delivering travel money all across Sydney and its surrounding suburbs for over five years and have one of the best currency exchange rates in Australia. Our New South Wales customers have been using our service year after year, and always rely on us for our safe, secure and prompt home delivery of crown currency. Don’t delay and order your currency online today with us.
Get the Best Currency Exchange Rates in Sydney with Foreign Xchange
Go ahead and compare our foreign exchange rates to your local commonwealth bank or any money changers in Sydney. We’re sure you’ll find we’re the best! You can check our best exchange rates by using our online currency calculator and place your order online today. We are Foreign Xchange, and we are here to make your life easier. Great best exchange rates at your convenience.
What Our Customers Say
Phonz Musik
[testimonial_average_rating /]
Changing Philippine Pesos to AUD, I was quoted (at the time) 42.5pesos across the road and this guy gave me approximately 41.806? I read reviews and it seemed that it was better “across the road” but as already mentioned, this shop gave me a better deal.
Kane Taylor
[testimonial_average_rating /]
Great Rates! Definitely will come back.. FX beat everyone else quite easily. Gave me the best rates first up, no need to ask second time. Purchased US Dollars and Canadian Dollars today at the best rate in the town! Thank you Amit!
Morgan Bradley
[testimonial_average_rating /]
Best Rates for buying US Dollars, Euros and British Pounds. Amit also helped me swap some of my old US Dollar bills for the new ones without charging anything. I had previously checked 4 other currency shops and no one helped me out.